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Florida is one of the deadliest states in America for motorcyclists. In 2023, 621 riders died on Florida roads, and the state regularly ranks #1 or #2 nationally for motorcycle fatalities. Suli Law Group understands the unique legal landscape riders face — and the bias they encounter. Speak with a Florida motorcycle accident lawyer who understands these challenges and how to counter unfair assumptions.
Florida motorcycle accident law treats motorcycles differently from other vehicles. Motorcycles are excluded from PIP coverage. There is no automatic $10,000 in no-fault medical benefits, leaving injured riders to pursue full compensation through the at-fault driver’s bodily injury policy or their own UM/UIM coverage.
Under the Florida motorcycle helmet law, riders 21 and older can ride without a helmet if they carry at least $10,000 in medical insurance, but lane splitting remains illegal under the Florida lane splitting law. Defense lawyers exploit these rules constantly, arguing riders were partially at fault to push them over the 50% comparative negligence bar that now blocks recovery entirely under HB 837.
Founding attorney Laura Sulisufay is a former insurance defense attorney. She built her career defending insurance companies. Now, she uses that insider knowledge against them. Our team knows exactly how adjusters value claims, where they cut corners, and what evidence forces a fair offer. Florida’s two-year statute of limitations under Fla. Stat. § 95.11 (reduced from four years by HB 837) means delay is your enemy. New modified comparative negligence rules also bar recovery if you’re found more than 50% at fault, making early evidence preservation critical.
No. Motorcycles are excluded from PIP under Fla. Stat. § 627.736, so there’s no automatic $10,000 in no-fault medical benefits. Recovery has to come through the at-fault driver’s bodily injury policy or your own UM/UIM coverage.
Possibly. Riders 21 and older can legally ride without a helmet if they carry at least $10,000 in medical insurance under Fla. Stat. § 316.211, but defense lawyers still use the absence of a helmet to argue comparative negligence and push you toward Florida’s 50% bar to recovery.
No. Lane splitting is illegal under Fla. Stat. § 316.209, and insurers routinely use any allegation of it to shift blame onto the rider, even when the actual cause was the other driver’s failure to yield or look.
Because motorcycles get no PIP and at-fault drivers are often underinsured for catastrophic rider injuries, uninsured/underinsured motorist coverage is frequently the most important source of compensation in a serious crash. Reviewing your UM/UIM limits early shapes the entire strategy.
Two years from the date of the crash under Fla. Stat. § 95.11. This is the Florida motorcycle accident statute of limitations in most negligence cases. Florida’s modified comparative negligence rule also bars recovery if you’re found more than 50% at fault, which makes early evidence preservation critical for riders facing built-in bias.
Suli Law Group exists to protect injured people and policyholders at their most vulnerable moments — combining insider knowledge of the insurance industry, relentless preparation, and direct attorney access with the compassion, integrity, and genuine care every client deserves. We pursue justice and accountability with strategy, precision, and heart.
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